Summary

Job title: Division Credit Manager

Job ID: 202497660002

Department: East Region Credit Office

Location: SC-Greenville

Description

Summary:

The focus of this position is to protect the assets of CED through the administration of the company’s policies and procedures. Customers served include Profit Center Managers, credit office staff and Service Center as well as external customers who purchase our products.

Reports to: Region Credit Manager

Minimum Qualifications:

• Commercial credit experience preferably in a wholesale distribution industry - minimum 5 years credit experience

• Ability to use products in the Microsoft office suite

• Ability to travel over night

• Four-year college degree in a business curriculum and/or comparable experience around expertise of commercial credit management

Preferred Qualifications:

ADDITIONAL COMPETENCIES:

• Customer service competency for internal and external customers

• Ability to analyze financial statements

• Able to perform duties with minimal supervision or guidance

• Excellent interpersonal skills

• Ability to thrive in a fast paced, hectic work environment

• Leadership, management, communication, and team building skills

Working Conditions:

• This position operates in a professional office environment which may require sitting for extended periods.

• Must be able to travel overnight

Supervisory Responsibilities: Yes

Essential Job Functions:

CREDIT MANAGEMENT

• Approve new customers and construction job accounts using credit investigations and financial analysis.

• Monitor existing customer accounts on a continuous basis and update credit files as required. Assist Profit Center Managers to maximize sales while minimizing risk.

• Arranges secondary protection of assets.

• Perform monthly A/R reviews and visits with all PC’s, selected customers, PCM’s & DM’s.

• Recruit, hire, and train a credit office staff to assist with all functions of the credit office.

• Administration and management of the office lease, fixed assets, and expense control.

• Understand and administer CED’s Credit Policies and Procedures as documented.

  COLLECTIONS MANAGEMENT

• Coordinate and supervise all collections for the profit centers in the credit office within the company’s established policies, procedures, and within the boundary of law.

• Delegate collection activities to office assistants, collectors, or Credit Mgr Trainees depending on staffing.

• Develop and implement strategies for past due accounts to facilitate the best course of action for collection and securing the asset.

• Restrict sales as appropriate to minimize risk of loss to CED.

• Establish, perfect, and prosecute all secondary protection/collection devices, i.e., lien and bond rights, and personal guarantees.

• Secure and evaluate local counsel to provide legal services for the administration of collections and enforcing lien and bond rights.

• Secure and evaluate collection agencies to collect past due accounts after all efforts have been exhausted internally.

• Monthly, quarterly, and annual A/R reporting to management as documented.

  CASH MANAGEMENT

• See that all funds paid to CED are remitted to the DCM’s office and are deposited in CED’s bank account daily.

• See that all funds are applied to the customer’s accounts daily per policies and procedures.

• Communicate all deductions and A/R disputes to the PCM, and provide a monthly report summarizing the outstanding disputes. Pursue resolution to the disputed A/R items with the PCM on a monthly basis.

• Be responsible, along with staff, to account for and resolve bank A/R and funds transfer reconciliations.

• Provide the PCs with a check guaranty service for cash and COD sales.

CED is an Equal Opportunity Employer - Disability | Veteran

Compensation Range:

The compensation range for this position is $90000 to $120000 annually.

Other Compensation:

The following additional compensation may be applicable for this position:

• Profit Sharing

Benefits:

Benefits available for this position are:

• Insurance - Medical, Dental, Vision Care for full-time positions

• Insurance - Medical only for part-time positions, 30+ hours/week

• Disability Insurance

• Life Insurance

• 401(k)

• Paid Sick Leave

• Paid Holidays

• Paid Vacation

• Paid Parental Leave