The Relationship Manager is responsible for developing and managing commercial banking relationships to maximize profitability to the bank with acceptable risk; through relationship management, credit management, and business development.

Responsibilities:

Relationship Management

Manages moderately large relationships that require more complex analysis

Deliver meaningful, sustainable value to customers by anticipating needs and expectations and providing appropriate value-add solutions

Ensures integrity and timeliness of customer information, documentation, and data

Ensures each relationship is profitable and represents appropriate risk

Credit Management

For new loan requests, assess borrower credit-worthiness in accordance with credit policy

Present loan opportunities to the appropriate credit approvers that include analysis and structure that are well articulated and well-reasoned

Ensure that loans are documented in accordance with credit approvals

Manage enterprise risk for products and services, including depository services and treasury management products as well as fraudulent activity

Business Development

Maintain high-level knowledge of commercial banking products & services

Demonstrate an active calling effort in order to maintain a comprehensive pipeline of new business opportunities

Actively work with Sr Relationship Managers to perfect business development efforts

Provide existing and prospective customers with appropriate financial services and advice

Assist less experienced Relationship Managers by providing insight and recommendations regarding marketing and deal flow management

Initiate e community visibility and involvement through active and strategic relationships with centers of influence and organizations

Maintain a pipeline of business leaders and prospects

Qualifications:

Education Requirements

Bachelor's degree

Minimum Experience

Minimum 6 years of experience in commercial lending as a credit analyst, underwriting specialist or portfolio manager

Minimum 2 years of experience as a relationship manager

Advanced familiarity with treasury management services and other banking products

Knowledge/ Skills/ Abilities

Thorough accounting & finance knowledge

Strong technical skills

Thorough knowledge of laws and regulations, and compliance related to commercial lending

Demonstrated ability to negotiate on behalf of the bank and borrower while appropriately balancing risk and shareholder value

Strong verbal, written, and interpersonal skills, as well as analytic and problem solving skills

Ability to work in a team environment and demonstrate flexibility as business dictates

Ability & willingness to investigate, resolve, and recommend process improvement opportunities

Job Details:Regular

In accordance with Colorado law: Colorado pay for this position is anticipated to be between $84,500.00 - $155,500.00 annually, actual offers to be determined based on applicant's skills,... For full info follow application link.

Independent Financial is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity regardless of age, ancestry, color, gender (including pregnancy,