Build Your Future Here: Thinking of changing jobs or starting your career at a growing company? Well you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is and by joining Peoples Bank, we will work together to help you achieve your career goals, just like we help thousands of clients reach their financial goals. Peoples Bank is one of the largest 200 banks in the United States with 132 full-service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.C. and Maryland. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation celebrated its 20th anniversary in 2023 and is proud to share over $7 million has been donated to local organizations since its inception. Some of Peoples Bank recent nationwide accolades: American Banker Best Banks to Work For in 2021, 2022 and 2023 Top Workplaces USA national award in 2022 and 2023 Newsweek's America's Best Banks 2023 At Peoples Bank, we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associate's life. That's why we seek to create a great benefits package for our associates including: 401(k) retirement plan with an employer match, employee stock purchase plan, various education assistance programs, paid vacation and holidays, and much more. For full details of our benefits offerings, please visit: peoplesbancorp.com/about-us/find-a-career/ Job Purpose This position is responsible for all aspects of preparing loans for final decision as well as ensuring all loan documentation is digitized, reviewed and meets product and program guidelines. This position ensures the integrity of loan data in the mortgage system. This position is responsible for managing appraisal, title, mortgage insurance, and flood insurance vendor relationships to ensure timely receipt of vendor work to meet purchase contract dates and predetermined closing dates. The position routinely and proactively communicates with mortgage consultants, underwriters, closers, borrowers, realtors, builders, bank partners and other participants in the mortgage process to ensure an efficient, qualitative and satisfactory lending experience. Job Duties Prepares all residential loans for final decision as well as ensuring all documentation is digitized, reviewed and meets product and program guidelines. Based upon experience and knowledge, this position may process loan types such as FHA, VA, FHLB and USDA. Order and review appraisal reports to determine loan to value ratios and acceptable collateral standards. Address appraisal deficiencies in partnership with appraisal companies. Verify and analyze W2s, personal and business tax returns, and financial statements to calculate debt to income ratios. Order and review title reports, title policies, surveys and endorsements to determine vesting and lien position. Clear title deficiencies in partnership with title companies. Order and review flood searches, UDMs, VOAs, VOEs, and VORs. Fulfill and validate underwriter and LP/DU/DO/GUS conditions. Ensures capture of required signatures and dates of preliminary package documents. Verify and digitize all customer and third party provided loan documents. Complete data entry and ensure data integrity within the loan origination system. Communicate loan status with mortgage consultants, closers, borrowers, realtors, builders, bank partners and other participants in the mortgage process. Prepare Notice of Action/Statement of Denial. Have knowledge of Bank policies, procedures, products and services. Have knowledge of investor and agency guidelines, products and programs. Will complete special projects as assigned. Education, Experience and Job Skills Bachelor's or Associate's d